FAQ

We provide Medicare guidance at no cost to you.

Our services are completely free - you never pay us directly. When you enroll in a plan, the insurance company pays us a standard “finder’s fee.” Our licensed agents, specializing in Medicare, Medicaid, and ACA, are non-commissioned to ensure unbiased help in selecting the best plan for your needs.

Many people turning 65 choose popular Medicare Supplement Plans G or N.

However, the best Medicare plan depends on your unique health, lifestyle, and prescription needs. That’s why we meet one-on-one to find the right coverage options tailored for you.

A Medicare Supplement Plan, also known as, covers the gaps left by Original Medicare (Parts A & B).

This includes copayments, deductibles, and coinsurance. These plans do not include benefits like prescription drug coverage, dental, vision, or hearing.

A Medicare Advantage Plan (MAP) is an all-in-one alternative to Original Medicare.

These plans often include extra benefits such as prescription drug coverage, dental, vision, hearing, gym memberships, and over-the-counter allowances. Most Medicare Advantage Plans offer low or $0 premiums, making them a cost-effective option for many Medicare beneficiaries.

You can change plans during specific Medicare enrollment periods. The main opportunity is the Medicare Annual Enrollment Period, which runs from October 15 to December 7 each year. During this time, anyone on Medicare can make coverage changes that take effect the following year.

But what if your new plan doesn’t meet your needs? Maybe your medication isn’t covered, your doctor is out of network, or your benefits change unexpectedly. If this happens, you may qualify to make changes before the next Annual Enrollment Period.

Not sure if you qualify? Contact us today for free, personalized guidance from our licensed agents. We’re here to help you understand your options and make confident decisions.

There are two key opportunities outside of the Medicare Annual Enrollment Period when you may be able to adjust your coverage:
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Medicare Advantage Open Enrollment Period - from January 1 to March 31, allowing changes to Medicare Advantage plans.
Special Enrollment Periods (SEPs) - triggered by qualifying life events such as moving, losing other coverage, or changes in your plan’s network. The type of change you can make, and when, depends on your specific situation.

If you’re unsure whether you qualify, our licensed agents are here to help you understand your options and guide you through the process. Contact a Blue Compass Insurance Agent.

If you’re turning 65 soon, you’re likely eligible for your Initial Enrollment Period, a critical time to compare and select Medicare plans.

We offer free Medicare consultations in Omaha and surrounding areas to help you understand your options and avoid late penalties.

The official Medicare & You handbook is updated each year by the U.S. government.

It contains a full breakdown of coverage, costs, plan types, and benefits available to you. You can download it for free here: The official U.S. government Medicare handbook

Our licensed agents specialize in helping Nebraska residents - and those in Oklahoma too - compare plans, understand Medicare costs, and find coverage that includes dental, vision, and hearing, all without pressure or confusion.

Get to know our licensed agents

Blue Compass Insurance offers free, personalized Medicare consultations online, by phone, or in person. You can also check out our events page for upcoming seminars near you.

Serving Nebraska and Oklahoma.

No fees. No obligation. Just answers.

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